Insights

View the photos from Exponential Risk London 2026, our two-day conference dedicated to catastrophe, climate and exposure analytics. Hosted at The Mermaid in London, the event brought together more than 500 professionals from across the insurance ecosystem to explore the evolving drivers of risk, advances in modelling and analytics, and the practical challenges of applying data to real-world underwriting and risk management decisions.

A special deal if you are struggling to get approval to attend Exponential Risk 26

Insured losses from natural catastrophes surpassed $100 billion for the sixth consecutive year in 2025. However, the absence of peak-zone hurricane landfalls offers a window to address critical gaps in catastrophe models. Claire Souch, independent consultant gathered four senior practitioners to examine what the year's events reveal about modelling assumptions and operational readiness. 

Jaime Esteban Molina explores how insurance is shifting from opaque "black box" systems to transparent "white box" models. He explains why embedded insurance alone isn't enough, and how next-generation platforms enable the configurability, speed and openness insurers need to thrive in today's ecosystem-driven marketplace.

Tobi Schneider and Lukasz Szpruch examine how generative and agentic AI are redefining what it means to manage and insure risk. They show why traditional models can’t keep up with autonomous, ever-evolving systems—and how insurers must move toward continuous monitoring and innovation to keep AI safe, accountable and insurable.

Robin Merttens revisits his 2024 prediction that the insurance industry wasn’t ready for Agentic AI and admits he got it only half right. He explores how underwriters, innovators and perfect timing have turned scepticism into momentum, revealing why agentic AI is transforming insurance faster than anyone expected.

Agentic AI is gaining traction in insurance, but most firms remain unsure how to use it meaningfully. A recent InsTech webinar shed light on where the technology is working today, and what it takes to move from experiments to enterprise-scale adoption.

Bordereaux reporting remains a major drag on the delegated authority market, with manual, inconsistent processes delaying data, restricting capital flow and undermining trust across MGAs, carriers and reinsurers. The solution lies in real-time, automated data infrastructure that transforms fragmented reporting into a connected, transparent and scalable system. In conversation with Scott Quiana, CEO of Noldor, we discuss how the company is building infrastructure to remove bottlenecks, restore confidence and enable the program insurance market to grow with greater speed and precision.

On 7 May 2025, InsTech hosted an evening event on claims automation in specialty insurance – tackling the myths, showcasing real-world adoption and exploring the role of AI. Speakers included carriers, Lloyd’s representatives and technology firms, alongside pitches from four early-stage innovators.

Ahead of our 24 September webinar, a new PriceHubble–MIAC Analytics study reveals that property-level climate risk modelling uncovers hidden exposures with subsidence and rising rebuild costs emerging as critical challenges UK insurers can’t afford to overlook.

The volatility of world markets can have repercussions for the UK insurance sector - insurers can help their customers to mitigate market risk and maximise retirement confidence through increased and relatable products. With a spotlight on how sensitive the market is as politics unpredictability injects instability, and as people face the reality of longer retirements, insurers can welcome the lucrative surge of annuity customers, but are they ready to deliver?

Strategic acquisition combines Datos' deep technical expertise with InsTech's trusted community of UK senior insurance executives, strengthening transatlantic advisory capabilities .