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Climate Today

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Newsletter
Building resilience to climate risks
In this month’s issue of Climate Risk, we cover new initiatives for reducing the impact of climate events; including a partnership for severe weather early warnings and investment into companies focusing on climate resiliency.
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Insight
GeoSmart: putting a spotlight on groundwater flooding
InsTech’s Ali Smedley recently sat down with Paul Drury, Director of Product Development at GeoSmart Information, to discuss why insurers should be thinking about groundwater flooding and what the company can do to help.
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Newsletter
Are storms in the UK changing?
The UK is currently experiencing a series of damaging storms, with winds from Isha reaching over 100mph. Storm Jocelyn has followed close behind, arriving in the UK with 76mph gusts. Are storms in the UK becoming more frequent?
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Report
Beyond the smoke: Understanding and mitigating wildfire risk
Wildfires are growing in severity and intensity. Since 2013, they have cost the insurance industry over $70 billion. But wildfire has traditionally been thought of as a ‘secondary peril’ – is it due a promotion to ‘primary peril’?
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Podcast
Building transparent coverage for hurricane risks
The Florida insurance market has faced numerous challenges in recent years. For insurers to underwrite profitably in Florida, having the right hurricane reinsurance is essential. David Schmid, Head of Parametric Products at Reask, and Brian Espie, Chief Underwriting Officer at Kettle, join Henry Gale to ...
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Podcast
Understanding Disaster Insurance: New Tools for a More Resilient Future
As climate extremes worsen, insurance plays a more important role in helping people recover from disasters. Yet even many of the most exposed people do not buy the coverage they need, while the global protection gap continues to widen as more homes are developed in ...
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Podcast
To see is to understand
With all the sophisticated models, data and tools available to insurers, it’s as important as ever to know where something is. Managing aggregation is vital for successful underwriting and we are going to be seeing a lot more about platforms that bring together different ...
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Insight
The Demex Group: covering the weather protection gap
In conversation with: Demex The Demex Group’s President & CEO Bill Clark and Chief Risk Officer Matt Coleman recently joined Matthew Grant and Henry Gale on InsTech podcast episode 234 to talk about how increasing losses from non-catastrophic weather events leave enterprises and insurers exposed. ...
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Report
Property Intelligence: Understanding and managing natural hazards
This report reviews the techniques and tools available today to help insurers understand, manage and mitigate natural hazard risk for properties they are insuring. We include perspectives from an insurer, broker and MGA on the current hazard data and catastrophe modelling market and profile the InsTech members providing relevant models, data and technology.
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Insight
Descartes Underwriting and Previsico: using IoT to manage and transfer commercial flood risks
Descartes and Previsico Paul, can you give some background on Descartes Underwriting? Paul: Descartes Underwriting is an underwriting agency focused on climate-related parametric insurance. It is based in Paris, with twelve offices around the world. Descartes was founded in 2018 and offers corporate insurance against climate ...
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Podcast
Insuring the gap – protection for frequent weather losses
We hear a lot about insurance protection for major catastrophes, but losses from frequent, local events now cause as much damage as the larger disasters that make the news. But insurance coverage is lagging behind leaving insurers and enterprises exposed to loss with no insurance ...