Log in

Forgot password?

Don't have an account with us?

Register Now

Russell Higginbotham

CEO, Swiss Re Reinsurance Solutions

Making society more resilient – using new data to close the protection gap

It comes back to that topic around data and “doing good” because I think as data becomes more and more available, I would encourage everyone to think about how can we as an insurance industry get more products, more cover, good value cover in well designed products into the hands of more and more customers.


There’s a massive protection gap out there and it gets bigger every year, which means if you take a negative view of that, it means that we’re failing as an insurance industry. And so over time, there’s a risk that we become less relevant. That should never be the case because we should be there providing great value products to society and doing our bit to make society more resilient.

Russell Higginbotham, CEO at Swiss Re Reinsurance Solutions


Swiss Re Reinsurance Solutions was launched two years ago to make Swiss Re’s unique knowledge and tools available across the insurance value chain.

Swiss Re’s strongest point of knowledge is property – around which we centre this podcast. Robin Merttens spoke to CEO of Reinsurance Solutions Russell Higginbotham on approaching climate-related risks in the insurance industry as well as managing the balance between data accuracy and inclusivity of insurance products for customers.

Key Talking Points

  • The implication of climate change on property insurance
  • If you are running an insurer now – what should you be focusing on?
  • What should the whole ecosystem be doing with climate change? Planning the future
  • Understanding ‘uninsurability’ 
  • Partnerships with Google X, the moonshot factory and acquiring Fathom

If you like what you’re hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn.

Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning.

Leave us a message

Want to leave a message for Matthew or the InsTech team? Drop us a voicemail with questions for guests or hosts, ideas for next episodes or just general musings!


CII Logo

This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme.

By the end of this podcast, you should be able to meet the following Learning Objectives:

  • Describe how better data can help tackle the insurance protection gap
  • Explain how acquisitions can help a company gain better data and why partnerships are important in the industry
  • Summarise why climate change is such an important risk and what insurers should focus on to tackle it best

Let us know you have listened to this podcast by emailing [email protected] and if your organisation is a member of InsTech you will receive a quarterly summary of the CPD hours you have earned.

To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

Stay up to date with the latest from InsTech