About this workshop
2025 has brought significant proposed changes to how FEMA, the NFIP and the broader US flood insurance system may be administered, with a stronger push toward private sector involvement. Despite recent progress in expanding private flood insurance coverage, overall US flood insurance uptake remains critically low, particularly across high-risk zones.
To help capture this market, there is an opportunity to enhance underwriting strategies through data-driven insights and innovative tools that refine risk selection, optimise capital allocation and leverage next-generation technology.
InsTech is hosting an interactive workshop in collaboration with Swiss Re and Fathom to explore how insurers can optimise their flood risk strategies. The session will begin with an overview of the current US flood insurance landscape and move into practical solutions for underwriting, pricing and managing flood risk more effectively.
Topics of discussion in the workshop will include:
- What major shifts are shaping the US flood insurance market and how should insurers prepare for the evolving landscape?
- What challenges do underwriting and pricing teams face in assessing flood risk, and how can emerging technologies help overcome these obstacles?
- How can insurers better navigate uncertainty in flood risk, ensuring the right balance between capital allocation, risk appetite and long-term profitability?
- What strategies can insurers adopt to improve the profitability of their flood insurance portfolios while maintaining sustainable pricing?
- How can emerging tools help insurers improve the accuracy of flood insurance pricing and what impact is technology having on underwriting speed and efficiency?
- What lessons can be learned from real-world case studies of how portfolios can be successfully adapted to the changing US flood risk landscape?
Leading the discussion will be:
- Dr Matthew Jones, Chief Product Officer, Fathom. Matthew previously had experience at Zurich, where he was former Global Head of Catastrophe Management, and Nasdaq. At Fathom, he now leads product strategy, advancing the adoption of next-generation flood models and pricing tools in insurance and industries beyond.
- Dr Oliver Wing, is the Chief Scientific Officer at flood risk modelling firm Fathom, where he leads the organisation’s academic strategy. Within his role, he ensures that leading academic science underpins Fathom’s data and endeavours to create a tangible link between industry and the academia that innovates it. Contributing regularly to world-leading academic journals, his research lies at the frontier of the rapidly expanding field of large-scale hydraulic modelling, developing new approaches to test, improve and apply flood models.
- A US flood insurance expert – speaker to be announced soon
Workshop dates
These events will run on two dates – please select the one that best suits your availability when registering:
This workshop is ideal for Chief Underwriting Officers, Heads of Pricing, Underwriting and Technical Pricing Managers, and Risk/Exposure Leaders working in the London Market.
These workshops are exclusively for insurers.
You are invited to register your interest to attend. If your application is successful, we’ll send you a confirmation email with details to complete your registration.
In collaboration with:
