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Corporate Members

InsTech has over 150 corporate members, and reaches over 20,000 individual decision-makers.

360Globalnet

360Globalnet accesses video data with the aim of improving, automating and speeding up the claims process, as well as detecting more fraudulent claims. 360Siteview, its digital claims management system has processed over 3.5 million claims for major insurers in the USA, Europe and the Far East.

Abacai

Abacai is an integrated insurance distributor and underwriter within the non-standard segments of the UK motor market.

Accelerant

Accelerant provides insurance capacity, technology and investment for MGAs in property and casualty insurance.

Addresscloud

Addresscloud provides a cloud-based API geocoding and intelligence platform to enable the insurance, finance and logistics sectors to identify and manage their exposure to geographic risks at rooftop level.

Admiral Group

Admiral is a UK-based insurer set up in 1993 and now operating in eight countries. It provides motor, home and travel insurance.

AEGIS London

AEGIS London is a Lloyd's of London syndicate and a long-established mutual insurance business, providing specialist knowledge, continuity and security across many classes of business.

AIG

AIG is a finance and insurance company. It provides individuals, families and businesses with life insurance in the UK.

AkinovA

AkinovA is an electronic marketplace for the transfer and trading of insurance risk. It works in collaboration and partnership with the insurance industry to transform and optimise the risk transfer value chain by providing a capital markets grade, industry regulated electronic trading platform, with clearing house, data and analytics.

Allphins

Allphins provides data analytics and technology for specialty insurers and reinsurers focused on exposures related to energy, cyber, credit, political violence and terrorism.

Anthemis

Anthemis is a venture capital investor working with start-ups, financial institutions, founders, engineers, executives, regulators, academics and thought-leaders in financial services.

AntWorks

AntWorks digitises unstructured and semi-structured data for claims, onboarding and underwriting.

Aon

Aon is a global broker providing risk, retirement and health solutions. It provides insights to clients in 120 countries through proprietary data and analytics.

Appian Corporation

Appian is a low-code platform that provides for customers in the business process and case management industries.

Arbol

Arbol provides parametric weather insurance solutions for the agriculture, energy, maritime and hospitality sectors.

Arch Insurance

Arch Insurance provides specialty risk solutions to clients worldwide, with coverage in areas including travel, marine, terrorism and cyber.

Archipelago

Archipelago uses AI to digitise risk, connect properties, and power placements. The Archipelago SaaS platform helps customers proactively manage risk and take control of upcoming insurance renewal.

ARMD

ARMD is reinventing the way tradespeople protect their livelihoods. Addressing an underserved £6.5B UK market opportunity, ARMD offers a unique combination of IoT technology with embedded insurance, designed to increase sales, reduce risk and minimise downtime.

Artificial

Artificial provides a core insurance policy and claims management system using a cloud-based, API-driven system that stores data in a format compatible with modern analytical methods. The company provides apps and websites that can be built on top of existing legacy systems or Artificial's core systems.

Arturo.ai

Arturo delivers on-demand property data using multi-source imagery and provides AI insights for damage assessment after a catastrophic event.

Ataccama

Ataccama provides data management and governance solutions for mid-sized businesses, large enterprises and Fortune 500 companies.

Atrium Underwriters

Atrium is a specialist insurer and reinsurer, underwriting marine, energy, aerospace, non-marine and liability classes through the Lloyd’s market.

AXA XL

AXA XL is the P&C and specialty risk division of AXA. It offers insurance solutions and services for property, casualty, professional, financial lines and specialty lines of business.

AXIS Capital

AXIS Capital is global specialty lines insurer and reinsuer. It underwrites cyber, property, renewable energy and environmental risks.

Azur Underwriting

Azur underwrites insurance products for high net worth clients and distributes them on digital platforms designed for insurers and brokers.

Barnett Waddingham

Barnett Waddingham is a UK professional services consultancy working with risk, pensions, investment and insurance.

Bdeo.io

Bdeo offers visual intelligence capabilities for property and motor claims. By using AI and machine learning Bdeo is able to offer damage and repair estimates.

Beazley

Beazley are a group of global insurance professionals operating in the London market and specialising in marine, property, data breach and life insurance.

BeOpen

BeOpen is an embedded finance company managing infrastructure for the insurance industry. Their main offering is embedded insurance products via API.

BMS Group

BMS is a global broker providing specialist insurance, reinsurance and capital markets advisory services.

bolttech

bolttech is an insurance exchange connecting insurers, distribution partners and customers, active in North America, Asia and Europe.

Brit

Brit is a global specialty insurer and reinsurer focused on underwriting complex risks through a range of insurance and reinsurance programmes.

BuildingFootprintUSA

BuildingFootprintUSA delivers high-quality location data to help insurance companies make accurate risk assessments and pricing decisions.

Bupa

Bupa is an international health insurance and healthcare group with over 33 million customers worldwide, offering a choice of health insurance options with access to diagnosis, treatment and specialist support services.

Bureau Van Dijk

Bureau van Dijk is a publisher of business information, and specialises in private company data combined with software for searching and analysing companies. It is a Moody's Analytics company.

CAPE Analytics

Cape Analytics uses AI and geospatial imagery to provide property intelligence for insurers and investors to assess a property's risk and condition.

Capgemini

Capgemini is an information technology services and consulting company partnering with businesses to develop innovation solutions.

Capital Law

Capital Law is a commercial law firm that offers services to businesses across the private, public and third sectors. It supports insurtechs to launch and scale products and has a legal partnership with InsurTech UK.

Carbon Underwriting

Carbon Underwriting is a Lloyd’s Syndicate MGU that provides shareable underwriting conclusions on its Graphene administration system.

CelsiusPro

CelsiusPro provides analytics aggregating multiple data sources for creating and monitoring parametric insurance and risk management solutions.

CGI Group

CGI Group helps insurance companies build modern infrastructures that improves efficiency and delivers a digital customer experience.

Chainlink

Chainlink is a provider of decentralised blockchain oracle network solutions, enhancing smart contracts by connecting them to a range of off-chain data sources and computations.

Charles Taylor

Charles Taylor provides professional services to insurers, brokers and insurance clients at all stages of the insurance value chain.

Chaucer

Chaucer is a global specialty insurer and reinsurer, which manages two Lloyd's of London syndicates. It underwrites marine, aviation, casualty, property, energy and nuclear risks. Chaucer is a member of the China Re Group.

Chubb

Chubb is a P&C insurance company and a commercial lines insurer. It provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to individuals, families and businesses of all sizes.

Claim Central Consolidated

Claim Central Consolidated is a global claims solutions business that provides technology, data insights, claims, and platform services.

Claim Technology

Claim technology is a service consolidator providing API access to over 50 insurtech providers, from quotes to claims, for insurers, brokers, TPAs and MGAs. Clients can choose plug and play solutions or no-code tools to configure highly complex automated insurance processes in the cloud on top of legacy systems.

Cognizant

Cognizant provides IT consulting and implementation services to innovate client digital infrastructures

Concirrus

Concirrus provides real-time data and analytics solutions for specialty marine and commercial automotive insurance. Its Quest platform provides proprietary behavioural data and predictive models to support risk assessment and underwriting.

Convex

Convex Group is a specialty insurer and reinsurer focused on complex risks, claims and underwriting across a wide range of business. It offers risk solutions for marine, equine, aerospace, casualty, crisis management, energy, property, accident & health and political risk & credit.

CoreLogic

CoreLogic provides intelligence to global financial, property and insurance companies to identify growth opportunities, improve business performance and manage risk.

CPP Group

CPP Group provides bespoke products and solutions for the financial services and insurance markets. The CPP Group includes Blink, a parametric insurtech solution for travel insurance providers.

CRC Group

CRC Group is one of the largest wholesale insurance distributors in the US. Its insurance offerings and practice groups include commercial property, casualty, professional lines, construction, energy, healthcare and hospitality.

CyberCube

CyberCube is a cyber risk analytics and modelling platform supporting insurers, reinsurers and brokers with risk selection, pricing and portfolio management using proprietary data and analytics.

Cytora

Cytora assists underwriting of commercial insurance via its API-based automated rating engine, enabling insurers to underwrite more accurately and efficiently. The Cytora Risk Engine uses AI to learn patterns of risks to provide client insights.

Deloitte

Deloitte’s insurance group brings together specialists from actuarial, risk, operations, technology, tax and audit. It provides services and solutions to life, property and casualty, reinsurers and insurance brokers.

Descartes

Descartes offers parametric insurance that builds resilience against climate risk, collaborating with brokers across the world to protect their corporate clients and governments against natural catastrophes, weather, and emerging risks.

DQPro

DQPro is a data monitoring platform designed for the operational and regulatory needs of the specialty insurance market.

e2Value

e2Value is one of the leading providers of property valuation data in the US and Canada. Using only a property’s address, e2Value provides accurate and comprehensive valuation and ITV reports.

Earnix

Earnix is a provider of systems for global insurers and banks. Earnix has been innovating for insurers and banks since 2001 with offices in the Americas, Europe, Asia-Pacific and Israel, with their customers delivering over 1 billion quotes per year through Earnix’s solutions.

Eigen Technologies

Eigen Technologies provides flexible and accurate natural language processing (NLP) technology to clients across multiple sectors.

EIS

EIS is a technology provider for insurers. Its cloud-native, API-first, digital insurance platform, EIS Suite, helps carriers to digitise core insurance operations and create a foundation for data management.

Endava

Through industry expertise and technical knowledge, Endava focuses on developing and delivering solutions to engage customers and drive in-depth insight into risk profiling and customer behaviour.

Ensuro

Ensuro is a decentralised reinsurer, using blockchain technology to provide underwriting capacity to parametric insurance MGAs.

Envelop Risk

Envelop Risk is a specialty cyber underwriting firm. It provides cyber and machine learning analytics tools for pricing, risk analysis, and underwriting to insurers and reinsurers.

EXL

EXL is a professional services company focusing on operations management and analytics. EXL provides services to the insurance, banking, utilities, healthcare, travel and transportation industries.

EY UK

EY is a global consulting firm working with insurers in assurance, consulting, strategy, transactions, and tax. Its services include fulfilling regulatory requirements, informing investors and meeting the needs of stakeholders.

Fadata

Fadata provides an insurance process platform, available across all major lines of business to help insurers contribute successfully to the security and well-being of customers. Now serving over 60 insurer businesses across Europe, the Middle East, Africa and Latin America.

Fathom

Fathom provides flood hazard data using a combination of modelling and terrain and hydrography data. The company works with reinsurers, international development agencies, conservation agencies, and emergency responders.

FintechOS

FintechOS provides out-of-the-box, open-source, automative technology to enable hyper-personalisation at hyper-speed with data at the core.

Flock

Flock launched a pay-as-you-fly drone insurance product in 2018 and now provides insurance and risk management solutions for motor fleets.

FRISS

FRISS focuses on automated fraud and risk detection for P&C insurance companies worldwide. Its 'FRISS Score' concept combines text mining, machine learning, anomaly detection, predictive models and network analysis to indicate risks for policies or claims.

Gamma Location Intelligence

Gamma is a location intelligence solutions provider that integrates software, data and services to help clients reduce risk through better decision making. It harnesses AI, data science and spatial analytics to produce solutions to geographical questions.

Genasys Technologies

Genasys provides solutions for UMAs and MGAs, brokers, insurers, and administrators, and covers personal lines, commercial, niche and specialist products as well as life. Genasys also offers back end API solutions for insurtech companies.

Geosite

Geosite has created a geospatial platform that enables users to access and leverage spatially relevant data to support day-to-day insurance processing workflows.

Getsafe

Getsafe is a fully digital insurance company that helps people cover themselves from their smartphones. The company uses technology and machine learning to offer digital insurance products in all lines of business - property, health and life.

Greenlight Re

Greenlight Re is a specialist property and casualty reinsurer with operations in the Cayman Islands, Ireland and the UK.

GSS Group

GSS is a group of companies focused on physical security, technology and insurtech.

Guidewire

Guidewire combines digital, core, analytics, and AI to deliver its platform as a cloud service for P&C insurers.

Hannover Re

Hannover Re is a reinsurer transacting on all lines of property & casualty and life & health reinsurance.

HazardHub

HazardHub provides comprehensive, national coverage for risks that destroy and damage property, including perils from air (wind, hail, tornado, lightning), water (flood, coastal storm surge), earth (earthquake, brownfield, Superfund) and fire (wildfire and fire protection).

HDI Global

Headquartered in Germany, HDI provides insurance to the trading, production and service industries.

Hyperion X

Hyperion X brings together knowledge in specialty insurance, data analytics, insurtech and design to provide a digital trading platform for insurers and brokers.

ICE InsureTech

ICE InsureTech is a specialist software provider for insurers, MGAs, claims administrators and accident management companies. The company offers software solutions and analytics for the management and processing of insurance claims, policies, billing and rating.

ICEYE

ICEYE offers the insurance industry capabilities via a constellation of synthetic aperture radar satellites.

ICSR

ICSR offers an advisory and consulting service for financial services businesses, helping to ensure that regulatory requirements are met.

IHS Markit

IHS Markit combines information, analytics and expertise to provide solutions for business, finance and government, enabling customers to make confident decisions, improve efficiency, outpace competitors and drive growth.

INARI

INARI provides technology software for insurers, reinsurers, MGAs and Lloyd's syndicates on a cloud-based blockchain platform.

INSTANDA

INSTANDA is an insurance software provider offering a no-code insurance platform for insurers, brokers & MGAs.

Insurance Business Applications

IBA’s cloud native platform is focused on helping insurers digitise and automate the full lifecycle of insurance, from quote & bind to policy administration and claims handling.

Insurwave

Insurwave is a specialty insurance risk exchange that helps transacting specialty insurance by connecting insurance buyers, brokers and re/insurers.

Intelligent AI

Intelligent AI provides insurers with AI, data analytics and location intelligence solutions to predict and mitigate global risk.

JBA Risk Management

Flood risk management, providing flood maps, catastrophe models, analytics and consultancy services to organisations around the world.

Jupiter Intelligence

Jupiter Intelligence offers portfolio and asset-level climate risk analytics. It produces hazard estimates based on projected changes in climate.

LawBite

LawBite provides fully regulated, qualified and insured lawyers on a "pay as you go" basis with a wide range of expertise and experience, tailored to suit clients' needs.

Liberty Mutual Insurance

Liberty Mutual Insurance delivers insurance products for home, auto and property-casualty, as well as global mid-to-large-size commercial and specialty insurance, surety and reinsurance operations.

Lloyd's Lab

Lloyd’s is the world’s largest specialist insurance and reinsurance market. The Lloyd’s Lab partners insurtech start-ups with mentors from managing agents across the market to develop and prove solutions.

LV= General Insurance Group

LV= General Insurance Group (LVGIG), now part of Allianz Holdings, is one of the UK's largest personal lines general insurers. Helping people look after the things they love – offering a comprehensive range of general insurance products, from pet and home to car, breakdown recovery and travel.

MAPFRE

MAPFRE is a global insurance company with its headquarters in Madrid, Spain. Today, our company is the largest Spanish-owned insurer in the world, and the sixth largest insurer in terms of non-life ranking in Europe by premium volume.

Markel Corporation

Markel is a global holding company founded in 1930. It provides solutions for insurance, reinsurance, and investment operations around the world.

Marsh

Marsh is a professional services firm headquartered in New York with operations in insurance broking and risk management. Marsh serves commercial and individual clients with data driven risk solutions and advisory services.

Mastercard

Mastercard is a global technology company in the payments industry. It provides solutions for individuals, financial institutions, governments and businesses.

McKenzie Intelligence Services

McKenzie Intelligence Services (MIS) is a geospatial data and imagery analysis intelligence business. It combines space and ground technology with human intelligence and AI to build detailed pictures of risks.

MIC Global

MIC Global provides insurance to internet platforms, micro and small businesses and unserved communities across the world.

Miller Insurance

Miller is a specialist insurer and reinsurer operating through Lloyd's, the London market and internationally.

Munich Re

Munich Re provides reinsurance, primary insurance and insurance-related risk solutions.

Nasdaq

Nasdaq is a global technology company serving the capital markets and other industries, offering data, analytics and software services.

New Paradigm Underwriters LLC

New Paradigm offers parametric insurance coverage for items either not covered by or below traditional insurance deductibles.

Nimbla

Nimbla provides a digital insurance platform designed to protect SMEs against insolvent and late paying customers.

Norton Rose Fulbright

Norton Rose Fulbright provides corporations and financial institutions with a full business law service. Its global risk advisory group provides clients with solutions for legal, regulatory, compliance and governance issues.

Novidea

Novidea provides a global broker management platform designed specifically for brokers, MGAs and insurers. Built on Salesforce, Novidea provides a complete front and back-office solution for the entire distribution lifecycle.

Oasis Loss Modelling Framework

Oasis Loss Modelling Framework provides an open source platform for developing, deploying and executing catastrophe models.

Parsyl

Parsyl is an IoT supply chain data platform helping shippers understand, mitigate and insure risks to perishable goods.

Pen Underwriting

Pen Underwriting is a managing general agency (MGA) underwriting insurance in commercial motor, property, and financial lines, including leisure travel.

PitchBook

PitchBook provides data, research and analysis on private and public companies. The company focuses on global M&A, private equity and venture capital investments.

PKF Littlejohn

PKF provides a full range of audit, accountancy, tax and advisory services to insurance companies, syndicates, mutual insurers and brokers.

Polar Capital

Polar Capital is an investment-led asset manager. It offers investors a range of actively managed funds covering single country, regional and specialist technology, healthcare and financial portfolios.

Polaris

Polaris is a technology provider offering e-trading Standards for insurers, brokers and software houses.

Praedicat

Praedicat models the potential loss from liability risks to help insurers and corporations identify opportunities using science, technology and analytics.

Precisely

Precisely is a global software company specialising in data integration, data quality, data governance, location intelligence and data enrichment.

Previsico

Previsico specialises in modelling flooding in real-time, including for surface water flooding. It utilises weather predictions in partnership with IBM to make live actionable street-level flood and forecast warnings.

PwC

PricewaterhouseCoopers is a professional services network of firms. PwC is the second-largest professional services network in the world and is considered one of the Big Four accounting firms.

Qover

Qover provides plug & play API solutions to enable digital businesses to integrate insurance into their strategy.

Railsbank

Railsbank offers an open banking platform and APIs that allow companies to create financial services products and experiences for their clients.

Raincoat

Raincoat provides software for insurers, reinsurers and distribution partners to develop and sell parametric insurance solutions. It operates as an MGA in Puerto Rico, where it sells parametric hurricane microinsurance.

RDT

RDT develops software systems for insurers, helping them to use technologies that increase efficiency, raise profitability and reduce fraud.

RE5Q

RE5Q is a provider of built environment data by utilising AI to capture and surface data-points across the real-estate market.

Reask

Reask uses science and technology to help organisations understand their exposure to catastrophic events around the world.

Relay Platform

Relay is a risk exchange helping broker and underwriters place insurance and reinsurance business faster, together.

RenaissanceRe

RenRe is a provider of reinsurance, insurance and other related business services. The company operates in reinsurance, insurance and ventures.

RightIndem

RightIndem is the cloud-based software platform designed to handle the First Notice of Loss (FNOL) transaction.

RMS

RMS provides reinsurers with catastrophe risk solutions and insights. It combines modelling and technology solutions to provide companies with analytics to influence decisions and outcomes.

S&P Global

S&P Global provides data, news and insights to companies, governments and individuals for decision-making.

SafeGraph

SafeGraph is a global geospatial data company that offers data on any place in the world. Customers like Esri, Tripadvisor, Mapbox, and Sysco use SafeGraph data to better understand their customers, create new products, and make better decisions for their business.

Safehub

Safehub equips customers with real-time situational awareness across their portfolio and supply chain. With proprietary sensors in buildings, text & email alerts in minutes and dashboards that show the immediate impact of events in context.

Sapiens

Sapiens offers digital insurance software platforms, solutions and services for the property and casualty, life, pension and annuity, reinsurance, financial and compliance, workers’ compensation and financial markets.

Send

Send is a software company based in London. The company has developed a connected workbench that enables insurers, brokers and MGAs to automate, streamline and optimise their operations.

Sequel

Sequel is an insurance and reinsurance software specialist based in London, with a focus on Complex Commercial and Specialty Insurance.

Skyline Partners

Skyline Partners focuses on index-based parametric insurance, providing data and technology solutions for insurers and reinsurers around renewable energy, agriculture and natural catastrophes.

Slipcase

Slipcase is an online aggregator and curator of news and insights for (re)insurance professionals, personalised to their interests and specialty lines of business.

SSP Worldwide

SSP Worldwide provides technology systems for the insurance industry, helping insurers, MGAs, brokers and start-ups to operate more efficiently.

Stonebridge International Insurance

Stonebridge International Insurance is a UK-based insurer that specialises in accident insurance. It is part of the Embignell group.

Stripe

Stripe provides technology infrastructure for movement of money. Businesses use Stripe's software and APIs to accept payments and run financial operations in more than 100 countries.

Super.mx

Super is an MGA selling life, health and parametric earthquake coverage in Mexico.

Supercede

Supercede delivers an exchange for trading insurance and reinsurance, to provide what they describe as a 'digitally native reimagining of today's placement process'. The company enables brokers to share risks with a global audience of underwriters, who are in turn empowered by Supercede to search and filter for risks that best match their appetite.

Swiss Re

Swiss Re is a reinsurance and insurance provider offering risk management solutions in property & casualty and life & health.

Synergy Cloud

Synergy Cloud's SaaS claims management platform links insurers directly to supply chains and customers, allowing all claims to be processed in-house.

Talbot Underwriting

Talbot operates within the Lloyd's market and underwrites business in the war and terrorism, energy and marine sectors.

Tedaisy

Tedaisy provides online insurance solutions for pet and travel insurance markets, including underwriting, broking and claims.

Tensorflight

Tensorflight uses AI, aerial and street view imagery to provide property data for risk analytics on commercial, personal and industrial properties globally.

Tenzing

Tenzing is a private investor in UK and Northern European small and medium-sized enterprises, working with niche market leaders and challenger businesses.

Terrafirma

Terrafirma communicates complex ground risks through ground risk models, reports and expert advice.

TrackMyRisks

TrackMyRisks provides an online platform for risk management, enabling businesses to comply with legal, regulatory and contractual requirements.

Tractable

Tractable develops artificial intelligence for accident & disaster recovery. Through the use of deep learning to automate visual damage appraisal, Tractable's AI looks at photos of the damage and predicts repair costs for insurers.

Travelers

Travelers is a US-based insurer founded in 1852 offering products in commercial and personal insurance lines.

Trov

Trov offers APIs and software to enable companies to increase recurring revenue by offering digital, embedded insurance products.

Trufla Technology

Trufla is a technology provider for brokers focusing on using available data to help grow brokers’ businesses.

unqork

Unqork helps companies build, deploy, and manage complex applications without writing a single line of code. It helps projects move faster and lower costs by removing the reliance on complex legacy systems.

Vave

Vave, part of Canopius Group, is an algorithmic underwriting MGA offering commercial property, homeowners property and flood insurance in the United States.

Verisk Specialty Business Solutions

Verisk Specialty Business Solutions uses data management and predictive modelling to assess and price risk, improve underwriting and claims outcomes, and build resilience to extreme events.

Vesttoo

Vesttoo is a marketplace for insurance risk transfer and investments. It provides insurance-linked investments to investors and enables insurers to transfer risks such as mortality risk, longevity risk, motor liabilities and cyber risk.

Vesuvio Labs

Vesuvio Labs is a venture builder for the insurance and finance sector. It helps entrepreneurs build scalable products and connects them with investors and tax & legal advisors.

VIPR Solutions

VIPR offers technology solutions for insurers, brokers and MGAs. Its product offerings support the management of delegated authority portfolios, increase operational efficiencies and address compliance and regulatory requirements. VIPR delivers a suite of technology solutions that provide end-to-end management for delegated business.

Vitality

Vitality is an insurer specialising in private health insurance for the UK market. The company also offers car insurance.

Wakam

Wakam is a digital insurer, operating in Lloyd's, that develops and distributes property and casualty insurance products to brokers, insurtechs, e-commerce players and retailers.

WhenFresh

WhenFresh provides individual property-level attribute, risk, perils, environmental, geospatial, climate change and valuations data for a wide range of applications.

Wrisk

Wrisk is a technology-enabled insurance business that provides digital insurance products on a subscription basis for the automotive sector.

Xceedance

Xceedance provides insurers, reinsurers, brokers, MGAs and MGUs with solutions and services to help evaluate risk, understand customer behaviours and improve policyholder experiences.

Zego

Zego provides digital insurance solutions for new enterprises, for everyone from carpenters to corporations. Its solutions offer flexibility for changing circumstances and fit around the gig economy and modern ways of working.

Zesty.ai

Zesty.ai uses aerial imagery and artificial intelligence to assess the potential impact of climate-related events on individual properties.